fbpx
Whatsapp (65) 9138 5008 Email Request Info
CONTACT US

One-Stop Free Property Consultation

A One-Stop Avenue for
Property Purchase or Investment

Find out how SG Luxury Condo provides consultations for luxury properties! With our in-depth knowledge and years of experience in the real estate market, hear first-hand our professional secrets of analysing the market. Gain information and reliable solutions exclusively!

“James Lim helped me buy my second dream home in just 20 days and with a 10% discount. I am extremely happy with their efficiency, as I had almost given up my hope with the other agents. I highly recommend James and his team for their stellar service!”

Jason Tan,

Investment Banker with 2 investment properties

“James Lim helped me buy my second dream home in just 20 days and with a 10% discount. I am extremely happy with their efficiency, as I had almost given up my hope with the other agents. I highly recommend James and his team for their stellar service!”

Jason Tan,

Investment Banker with 2 investment properties

With our services, SG Luxury Condo
is a One-Stop Source of Information and Consultation needs.

Book now for a FREE, non-obligatory consultation!

Click Here

Take Control of the Property Market

The Property Market moves in a cycle that investors need to consider, so as to maximise their profits. Namely, the 4 biggest contributing factors affecting the property market is the stock market, annual GDP growth, volume of transaction, Government Land Sales and Enbloc Sales.

Patterns of price fluctuations can be analysed and predicted depending on when they happen and what circumstances they happen in. But leave the studying and heavy-duty analysis to us. You just tell us the property you want.

If stock market is bullish, property price index will also be bullish. This is because the Singapore Straits Times Index is heavily influenced by the banking, construction and property blue chips; a strong indication that property prices will be affected by these business sectors.

Property, like any other product is heavily influenced by supply and demand. When there is a high volume of transaction, there is a high demand for property which leads to higher pricing.

The Singapore government’s cooling measures are implemented to predict the rises and falls, in order to maintain a sustainable property market.

Get in touch with us so we can analyse and evaluate the future price index for you in a free, no-obligations consultation.

Your Property Portfolio has Unlimited Possibilities

We make it a point to understand your current property scenario and future plans. As we conduct this, we analyse your current loan, age, budget, nationality and other factors. With this, we can assess and identify growth opportunities that can be converted to a high return of investment.

Our consultations are based on the current ABSD (additional buyer’s stamp duty), with varying rates for Singaporeans, PRs and expatriates. That is why it is so important for you to know where you stand. Don’t let your position define your property limitations, let us help you define your position.

We work with you to explore a comprehensive list of the different scenarios that we can propose for your needs. This may include the process of decoupling for couples to gain eligibility for owning multiple properties.

To fully understand and build an effective property portfolio for you, we can also discuss financial ratios, housing instalments and financial planning in our free consultation.

Financial Evaluation for Successful Purchases

To talk about financial evaluation, there are a few criteria and individual circumstances we factor into determining your budget for future purchases.

  • Asset Planning

    Your assets are the overall worth of what you have on hand or will have access to.

    We assist you in assessing your budget by calculating the mortgage you need based on available CPF funds you can use, bank rates and policies, your current income, and so on.

  • Total Debt Servicing Ratio (TDSR) framework

    The Total Debt Servicing Ratio (TDSR) is a framework to ensure accountability in home loans between people and banks. To sustain reasonable repayment within a borrower’s budget, TDSR limits monthly debt repayments to 60 percent of a borrower’s gross monthly income. Click here to find out more.

  • Loan to Value (LTV) Ratio

    Loan to value (LTV) is the loan a bank or a financial institution is willing offer in proportion to your property’s valuation. A majority of homebuyers look to secure a LTV ratio of 80%, whereas property investors prefer a 50-60% ratio to profit from ROIs.

    Certain cooling policies by the government at indefinite periods may clash with previous LTV eligibility criteria. We are here to provide clarifications and recommendations on how to obtain and analyse the best LTV ratio for you.

  • Calculation

    With the rise and fall of the property markets in Singapore, the prices and value of properties are ever-changing.

    In understanding the target locations and properties in Singapore, there are a lot of factors to consider.
    With relevant knowledge in this subject matter fine-tuned to the newest updates, we are capable of evaluating the financial patterns of the property market for you, and keeping you abreast of each factor.

    With our services, SG Luxury Condo is a one-stop source of information and consultation needs.

    Book a free 1-on-1 consultation!

Book now for a FREE, non-obligatory consultation!

Click Here

Know your Target Locations & Properties, Half the War is Won

With the rise and fall of the property markets in Singapore, the prices and value of properties are ever-changing.

In understanding the target locations and properties in Singapore, there are a lot of factors to consider.

With relevant knowledge in this subject matter fine-tuned to the newest updates, we are capable of evaluating the financial patterns of the property market for you, and keeping you abreast of each factor.

With our services, SG Luxury Condo is a one-stop source of information and consultation needs.
Book a free 1-on-1 consultation!

Ready to Purchase a Property?

With our expertise in the real estate market, we make your purchase experience of newly-launched properties a hassle-free and memorable one. From A to Z, leave the entire process to us.

  • Financial Calculation to determine possible maximum loan

    We assist in choosing the banks with the lowest rate and recommend the best loan package.

    *Banker is only needed for the paper works

  • Conveyance Law Firm

    We help you get a reputable and trustworthy law firm to go through the entire process. We will be there to ensure all possible questions are asked and answered.

  • Use of Central Provident Fund

    We guide you on using your CPF savings plan as you purchase a property.

  • Sales and Purchase Agreement

    Instead of physically going to the office of the law firm, we will get the law firm to coordinate with a courier so that you can sign at your convenience.

  • Find Tenants

    We help you look for tenants and ensure that everything is in order.

Property prices and markets shift constantly, Contact Us now to get a head start!

Book now for a FREE, non-obligatory consultation!

Click Here

“James Lim is different from the other agents as he creates a giving relationship throughout the process. I also recommend him for his integrity and gentle nature.” 

Malavika Shanker,

Buyer of investment property

“Buying a home was a big thing for us. James summarised the factors and gave sound advice. It wasn’t done in a day but 2 years is what we took to finalise our choice of new home. Extremely patience and sincere in seeking your dream home.”

Alan & Irene,

Homebuyer 

“James Lim helped me to buy a new house recently. I would like to say many thanks to him for his patience and professional advice.”

Wei Zhang,

Homebuyer